With Your Mortgage
If you love your property, keep it. But if you need to move on, and your mortgage balance is higher than your property value – a short sale could be a great option.
Be a Hero to Homeowners & Commercial Property Owners
Life is too short to be stressed over being upside down, making your next mortgage payment or worrying if you won’t be able to sell your home. Sometimes it’s better if you were able to move on. The bank isn’t your friend. They want to make a profit, regardless of whether or not you suffer. Don’t spend hours on the phone with your bank because it won’t get any closer to a conclusion.
Since 2004 we've helped hundreds of American families and commercial property owners resolve loan issues, avoid financial stress and foreclosure, and move forward knowing that being in peace is a position of power. A bigger brighter future is right around the corner...
partners, WHERE YOU ARE.
We partner with our clients in all 50 states to fix their upside down loans and deliver value when they need it the most.
NO fees, FULL SERVICE.
If we choose to work together, our services are free. Like most real estate transactions, we are simply paid a commission by your lender at the time of closing. There are no hidden fees, long-term contracts, or gotchas – just real people who are passionate about getting results for you.
quality representation, ALWAYS.
Our team of real estate pros, and legal and debt settlement partners represent your best interest. Always.
I want to take this opportunity to thank Travis John and his staff for helping position us for 3 successful short sales in Florida and Nevada. Travis and his staff are very professional, knowledgeable, and efficient. Their expertise is of stellar caliber. Their professionalism is well balanced by their empathy for the predicament faced by the property owners who find themselves in these dire situations. The efficiency in which these files were prepared and finalized helped ease the stress that comes with the paper chase. I highly recommend Travis and his company to anyone who needs help with their properties. They’ve helped me find a silver lining under my dark cloud.
We are very grateful.
ED AND JAN A.
Steps to how we work
Schedule a strategy call with us. Discussion and analysis to determine all of your loan options. (45-minutes)
If a short sale, then we'll gather and send the following documents to your lender: Authorization to release loan information, hardship letter, Bank Statements, W2's, Pay Stubs, Listing Agreement and Sales Agreement. (3-10 days)
Follow-up with Bank(s) 3 times per week, moving file forward to approval. Additional communication as needed with Bank's negotiator assigned to the short sale file. On-going attention to short sale details, documents and communication with all parties. Troubleshoot any issues that arise. Review the terms of the Banks approval of a Short Sale with Seller. Successfully negotiate and coördinate mutually beneficial terms for all parties. (1-3 months)
Post-closing quality assurance with you to verify your Bank(s) have satisfied all loans and balances owed. Continue credit repair process and timeline for future home purchase, if desired. (30-120 days)
Where we've been and how we can help you
I'm the Founder and Chief Strategist of a compassionate group of Short Sale Pros. I've been through five short sales personally and together we've helped eliminate more than 100m of negative equity for homeowners and commercial property owners. Although I'm a nice guy, I have the unique ability to go Incredible Hulk on your lenders if they don't play fair.
We are proud of our consumer advocacy and bold “Beat the Banks” mentality. Our straight talk and get it done attitude has earned our repeat involvement as an expert to multiple media outlets, referrals from our satisfied clients and many notable awards. For many, we are the first call people make to secure the right track with their loan Issues.
With over 50 Million in negative equity eliminated, our associates have the knowledge, experience and track record of assessing and positioning borrowers for SHORT SALE RESULTS at their respective lenders.
Serving clients for Residential and Commercial Real Estate, we have the attention to detail and the aggressive mindset needed to get fast results, and are the first choice for loan workouts, modifications, settlements, short sales, strategic short sales, strategic default, deed-in-lieu and pre-foreclosure advice.
Travis has a proven track record and an experienced team to make sure your real estate problems are solved efficiently and effectively, taking your stress away.
The firm was started long before the real estate bubble popped - in 2004 - when few in the real estate business had ever worked out a loan or completed a short sale. In 2007, the real estate market was on the verge of taking off to unexpected heights – an artificial bubble propped up by overzealous lenders who knew the market would not hold. Since that time, we've been involved with the sale or workout of several hundred transactions. We've been trained in every distressed property certification available. We have logged thousands of hours negotiating with financial institutions large and small.
After a few years of enjoying the success of the real estate bubble, our founders, Travis and Tonya John, started realizing the real estate market bubble was about to pop. Having done a short sale in 2004 for a client, John knew short sales would be abundant as home prices quit jumping up and the buyers disappeared. Banks were starting to fail because of bad loans and the John’s knew the homeowner would be the ones holding the bag.
Short sales had been a part of the process for some time, but rarely used when the price was so high. But times were changing. While other real estate brokers were still ignorant on the coming wave, the Johns embraced the future, becoming one of the first brokers in Florida to become certified in every program for dealing with distressed properties.
Since then, we have dominated the distressed property market, helping hundreds of homeowners work through their financial and real estate issues. We’ve expanded to add divisions that help every step of the way, from a title company to a real estate referral agency to a short sale negotiation company to a firm that helps short sale high-end luxury items, such as boats, planes and recreational vehicles.
We focus on the hardest hit regions of the country with distressed properties. ShortSale.pro is here to help you.
When your roofing needs to be replaced, you consult a roofing expert. When there’s a problem with your computer, you consult a technician who understands the issues of your particular model. And when a loved one becomes sick, you seek answers from medical professionals specifically trained in that particular illness. Similarly, in this current economic crisis, millions of homeowners facing financial hardship and possible foreclosure action are requesting the help of agents that have the proper experience and are certified. A certified real estate professional with specific understanding of the complex issues that confront homeowners in distress. Through comprehensive training and market experience we are able to provide real solutions for homeowners facing hardships in today’s market.
The prospect of negative equity or foreclosure can be financially and emotionally devastating, and often homeowners proceed without guidance of any kind. We believe that in almost all cases, the best course of action for a homeowner in distress is to speak with a well-informed, licensed real estate professional. They have the tools necessary to help homeowners find the best solution for their particular situation. While enduring financial difficulties are challenging for any family, the process of finding a qualified real estate professional should not be.
Travis John and his team did their first short sale in 2004 and have the depth of knowledge, experience, and have achieved all the short sale industry designations. This ensures you deal with professionals trained to address your specific needs. We don’t merely assist in selling properties, we serve and help save our clients eliminate thousands of dollars of negative equity.
Travis John & Associates is a one-stop shop for all of your loan concerns. Founded on a belief in providing customer service to help find solutions, Travis John & Associates are here to serve your best interest, not theirs. , we're here to make sure you work through the absolute best option for your situation. We'll talk with you and explore every potential option that you have.
Travis has over 20 years of leadership experience in real estate and professional service industries. Travis is a licensed real estate broker BK3100779, Certified Distressed Property Expert, Certified Short Short Sale Foreclosure Resource and a Certified Short Sale Genius. He is also the author of two books.
Travis has a bachelor degree from the University of North Florida. He also has achieved Platinum Club status while at RE/MAX International, and worked as a Licensed Mortgage Loan Originator.
Short Sale Pledge
Short Sale Pro members are a group of real estate agents, brokers, attorneys, and loan resolution professionals throughout the United States who have taken the “Short Sale Pledge” which can be summed up as “We pledge do the right thing and do it every time.”
Our associates pledge to provide conservative, mainstream real estate and loan workout solutions to our clients, without sales pressure, unnecessary services or excessive costs.
ShORT SALE TOOL
Upside Down Calculator
There are times when tough questions deserve an honest answer.
The questions is, “Do I short sale my home or stay and tough it out?” Let’s face it, we are all emotional in some ways when it comes to selling a house. The truth is you need to make this a business decision and look at the number in black and white. The wrong way to look at negative equity that is prolonged is “it’s too difficult to move or what about little Jimmy playing with the neighbors or losing my 3 car garage.”
This simple calculator is dubbed the upside down calculator for a reason, assuming a short sale situation no one will ever have real equity based on the real money (principal, interest, maintenance, taxes, insurance, hoa, down payments) out that is put out over the years. Who knows maybe you find that it’s worth toughing it out.
Step 1: Enter the Property's Estimated Current Value (be honest but we can help you if you need real numbers) Use whole numbers only, no commas.
Step 2: Amount you currently owe on your Home
Step 3: Enter the anticipated annual return. (Historically the growth rate is 5-6% per year but at this time values are flat or still declining in some areas).
Step 4: Enter the number of Years from now to find out how long it will take for you not to be underwater. (It's best to try several different years to find out how long it will take for your situation. Most results are at least 5 years and can be up to 20 years in extreme cases).
It is our pleasure to highly recommend Travis John. He and his team will work diligently to ensure the entire real estate transaction goes smoothly. Travis is a true professional. He gives the facts and realities, not hype. He is proactive in keeping us informed along the way and makes every effort to ensure that things go as easily as possible. He spent his personal time to meet with us in the evening after work to get additional papers signed. Always professional in dealing with us and he was above reproach, as all things that transpired with the sale of our home happened just as he explained they would. His team was friendly and easy to deal with and responded quickly to questions we had along the way. Again, I strongly recommend Travis if you are considering a short sale... you too will be writing a letter of recommendation!
JOE AND CHERYL
After successfully closing with Travis John and his team I would like to express my appreciation for their efforts over the past several months. Travis and his team have consistently worked in a professional and reliable manner on my behalf, and have always been available to answer my questions and concerns. I believe that his team have significant experience and expertise of prevailing real estate market conditions, as well as the operations and policies of mortgage companies whose interests are critical in a successful short sale. In addition to his professional characteristics, Travis is a very nice and sincere person, which I think is important when pursuing a sale that is likely to face certain issues at one point or other. In summary, I give Travis John and his team my strongest recommendation.